TOP 3 Features ~ Conceal Carry Handgun ~ It's Personal
With a handgun I noticed it's all personal preference. What you feel comfortable with. This is what I look for in a ccw that makes ME comfortable. Your view may differ but just expressing what I think the top 3 things are that I am most concerned with my conceal carry pistol. Check it out.

Not sure accuracy is important for conceal carry when it's intended and likely use is VERY short range engagements. Reliability is far, far more important. As for a safety...that's a can of worms. I do carry a M&P 9c with those giant manual safety paddles but had to learn how to quick draw and disengage the safety in one fluid motion from the appendix position. But I'm also OK carrying a chambered G19...no safety. The bottom line is that the more you train the more muscle memory and confidence you acquire as well as handling discipline you ingrain(sp?).