#AmericanJournal HR2: Federal Reserve Pushes America Towards Financial Collapse

Dear Valued Customer,

Thank you for your recent purchase of an Allianz Travel Protection Plan. Given the current unique and evolving circumstances related to the unprecedented concern over COVID-19, we want to take this opportunity to remind you how our products and services are working to protect you both prior to your departure and while you're enjoying your trip.

Our plans do not generally cover claims due to COVID-19. This is because our products do not generally cover losses caused directly or indirectly by known, foreseeable, or expected events, epidemics, or government prohibitions, warnings, or travel advisories. Nor do our products generally cover for fear of travel. However, for a temporary period in response to the ongoing public health and travel crisis, we are currently accommodating claims for:

Under Emergency Medical Care Benefit: Emergency medical care for a customer who becomes ill with COVID-19 while on their trip.
Under Trip Cancellation or Trip Interruption Benefits: Trip cancellation and trip interruption if a customer becomes ill with COVID-19 either before or during their trip.
Customers who become ill with COVID-19 while on their trip will not be subject to the Trip Interruption benefit's five-day maximum limit for additional accommodation and transportation expenses (however, the maximum daily limit for such expenses and the maximum Trip Interruption benefit limit still apply).

Please note, we will accept proof of a positive COVID-19 test or a physician's diagnosis as proof that you are ill with COVID-19.

These temporary accommodations are strictly applicable to COVID-19 and are only available for customers whose plans includes the applicable benefit. All other terms, conditions, and exclusions of the plan apply as always. All benefits are subject to maximum limits of liability, which may in some cases be subject to sublimits, day limits, and daily maximums. Please read your plan for details. You can view your plan at [a][a]www.etravelprotection.com[/a].[/a]

These accommodations apply to plans currently in effect but may not apply to plans purchased in the future, so please refer to the coverage alert on our website at [a]www.etravelprotection.com[/a] before purchasing another plan.

If you purchased a travel cancellation fee waiver from a travel supplier, please contact your travel supplier for questions related to cancellation under that waiver.

CHANGES TO TRAVEL SCHEDULE

If your trip dates change, we're happy to apply your plan coverage to another trip as long as that trip is scheduled to be completed within 770 days from the plan's original purchase date. Please note, if you wish to move your plan's covered trip dates to cover a new or rescheduled trip, you must update your trip dates prior to the departure date of that new or rescheduled trip and prior to any loss for which you seek coverage. Additionally, if your trip costs for your new or rescheduled trip are different than the cost of your original trip, you will need to update your plan's coverage limits accordingly. Any change in trip cost insured for the new or rescheduled trip may result in a change in premium. If you update your plan's trip dates to cover a new or rescheduled trip but do not adjust your limits, the original plan limits will apply to the new or rescheduled trip.

Changes to trip dates and insured trip costs can be made by contacting your travel supplier or travel agent through whom you purchased your plan.

PLAN CANCELLATION AND REFUND INFORMATION

You may be eligible to cancel your plan and receive a refund of your plan cost in the following situations:

You have 15 days (or more, depending on your plan and state of residence) from the date your plan was purchased to request a refund of the cost of your plan, provided you have not started your trip or initiated a claim (see your plan for details).
Additionally, for a temporary period, we are offering refunds for the cost of your plan if your travel supplier cancels your trip due to COVID-19, as long as no payable claim has been filed under the plan
To cancel your plan for one of these reasons, please contact your travel supplier or travel agent through whom you purchased your plan.

Unless earlier cancelled or otherwise ended in accordance with its terms or the accommodations stated here, plans end 770 days after the original plan purchase date. Plans do not provide any coverage or accommodation for any loss incurred after the plan ends.

If you have other questions not answered above, please visit [a]www.etravelprotection.com[/a] or call us at 1-866-888-3043. Please note, the above accommodations, refunds, and opportunities to change dates may not apply to any third party travel cancellation fee waiver you purchased from a travel supplier.

While traveling, you should take your travel insurance information with you, including plan number/details and our toll-free travel assistance phone number or access it through the Allianz TravelSmart app.

As always, we care about the safety of our customers. Our assistance team is ready to help all of our customers who need help while traveling, such as locating medical facilities or rebooking transportation. Thank you for being a valued customer.

Sincerely,
Allianz Global Assistance

Please note, the above-described accommodations are an explicit and limited expression of donative intent only, which is for only the limited purposes expressly specified here and for no other further purpose, express or implied. Further, this is expressly not a guarantee of coverage or admission of legal or equitable liability. Nothing contained or described here, nor any payment made pursuant to the position described here, is or should be construed to be a waiver of any term, condition, or exclusion of any plan, or any applicable rights, remedies, or defenses under any plan or at law or equity. We and our applicable underwriters and reinsurers reserve all rights, remedies, and defenses under the plan and under applicable law and at equity. Terms, conditions, and exclusions apply to all plans. Benefits and limits vary by plan. For a complete description of the coverage and benefit limits offered under your specific plan, carefully review your plan's Letter of Confirmation/Declaration of Coverage and Certificate of Insurance/Policy. Insurance benefits underwritten by BCS Insurance Company, or Jefferson Insurance Company, depending on your state of residence and plan chosen. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel, Event Ticket, and Registration insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between Allianz Global Assistance and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through Allianz Global Assistance. Any non-insurance travel cancellation fee waiver purchased is provided by the travel supplier from whom you purchased that travel cancellation fee waiver. Except as expressly provided under your plan, you are responsible for charges you incur from third parties.

© 2021 AGA Service Company. We respect your privacy. We never sell your personal information to third parties or use it for any purpose other than as we describe in our privacy policy. For more information, please see our privacy policy.

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